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Inbound Immigrant Insurance
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Inbound immigrant health insurance is designed specifically for immigrants to the United States. Inbound immigrant health insurance is ideal medical insurance for any new immigrant to America as it is a guarantee issue which cannot be turned down. Inbound immigrant health insurance provides medical insurance coverage up to 5 years. Inbound immigrant health insurance is a Scheduled Benefit Program which makes it a very affordable plan.
WHY YOU NEED INBOUND IMMIGRANT
While the United States offers the most comprehensive medical care available, it is often complicated as well as very expensive. For the visitor to the United States or the recent immigrant, finding a program that is easy to understand and reasonably priced is often difficult.
As a solution, Inbound Immigrant was developed to provide a simple program to visitors and immigrants that will provide up to 5 years of protection.
This is a brief description of the Inbound Immigrant program. Detailed wording is outlined in the Program Summary, which will be mailed to you once you have enrolled into Inbound Immigrant.
ELIGIBILITY FOR INBOUND IMMIGRANT
This program is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to immigrate. The program must become effective within 24 months of arrival in the United States.
PERIOD OF INBOUND IMMIGRANT COVERAGE
You may initially enroll into Inbound Immigrant for between 1 and 12 months. If you initially purchase at least 3 months, you may continue to renew coverage for a minimum 3 months at a time, at the premium rate in force at the time of renewal. Total period of coverage for Inbound Immigrant cannot exceed 60 months and the product cannot be rewritten.
Inbound Immigrant Effective Date - Your coverage will begin on the latest of the following:
- Your departure from your Home Country; or
- The date your Application and premium are received by SRI; or
- The date your Application and premium are accepted by SRI; or
- The date you request on the Application.
Inbound Immigrant Expiration Date - Your coverage will end on the earlier of the following:
- The date shown on the Insurance Confirmation Card, for which premium has been paid; or
- The date you return to your Home Country; or
- 60 months after your original Effective Date; or
- The day an insured becomes a U.S. citizen; or
- The date of entry into active military service.
Upon each renewal, rates, benefits, and program in general are subject to change.
RENEWAL OF INBOUND IMMIGRANT
If Inbound Immigrant is initially purchased for at least three months, one month before the expiration date, SRI will send a renewal notice to the Address of Correspondence listed on the application. Coverage may then be renewed for a period of time, depending upon your specific need. If you renew the coverage for 3 or more months (up to 12 months at a time), SRI will continue to send renewal notices to you. If you renew the coverage for only 1 or 2 months, SRI will assume that you no longer require the coverage and will not send another renewal notice. Again, total period of coverage for Inbound Immigrant cannot exceed 60 months. Additionally, the company may change aspects of the program, including rates, at any renewal date.
Pre-Existing Condition
In Inbound Immigrant Insurance, Pre-existing condition is not covered; Look back period for pre-existing conditions is 12 months prior to start of plan
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