Visitors Insurance FAQ, Visitors Medical Insurance FAQ, Short Term Insurance FAQ, Student Health Insurance FAQ, Trip/Travel Medical Insurances FAQ

Visitors Medical Insurance

What is the difference between the scheduled benefits plan and a comprehensive plan?
Why should I purchase insurance with an American company and not buy insurance in my native country?
There is such a wide array of choices between insurance plans offered by different companies. How do I know what to purchase?
When should I purchase the insurance?
My parents are not yet here, can I purchase insurance for them in their absence?
Is the insurance plan refundable should I leave the country during its validity?
What is the proof of my purchasing insurance?
How do I purchase the insurance? When does the insurance take effect?
Can I purchase insurance for only part of the stay of my parents in the US?
Is the insurance plan purchased on a calendar monthly basis, or can a plan span 2 calendar months ?
What is the minimum duration for which insurance can be purchased?
How are the insurance companies rated?
Do I need a Social Security number to complete the form?
Can I go to any doctor/hospital, or am I limited to specific medical practitioners?
How do I find out which doctors are part of a given insurance network?
Can you give an example of my medical expenses with different insurance plans?
Should I pay the medical practitioner/organization initially and then get reimbursed or will the insurance company be billed directly?
What is a deductible?
What are the different types of deductible?
I made a mistake in entering my data while purchasing the insurance, what should I do?
What is co-insurance?
Is it safe to purchase Insurance online?
Who/What is the beneficiary (AD&D Beneficiary)?
Is there any medical test required before we can buy the insurance?
What is the Policy Period?
Should I purchase a combined policy for my parents or separate individual policies as both my parents are visiting me?
When I buy the policy for more than one person, I am asked for only one passport number. Don't you need the passport number of all applicants?
Is it possible to renew my policy?
Does the insured need to have a medical examination?
What is the meaning of UC & R ?
What are pre-existing conditions?
What is a HMO?
What is a PPO?
What is POS?
What is a Primary Care Physician?
Can I change my primary care physician?
What is a Chart Number?
What is difference between Urgent Care and Emergency Services?
What are Preferred and Non Preferred providers for a PPO plan?

Student Medical Insurance

International Student Insurance FAQ Index

What are the eligibility criteria for purchasing International Student Health Insurance?
Are dependents of student's eligible for coverage?
May I purchase Student insurance if I am already studying outside my home country?
Will proof of insurance be mailed to me?
How soon will the coverage begin?
My school requires an Insurance Compliance Form or a Waiver Form to be completed as proof of my insurance. Can you complete this form for me? What should I do?
May I renew my policy if I extend my stay in my country of study?
May I go to any doctor or hospital, or must I use my school's Student Health Center or a preferred provider from Study USA-HealthCare's network?
Is a network provider located in my area?
How will I receive care at In-Network level if there are no Network providers in my area?
Will my Study USA-HealthCare policy cover me if I travel outside the U.S.?
Does Study USA-HealthCare cover pre-existing conditions?
Does Study USA-HealthCare cover pregnancy?
What should I do if I want to change the policy effective date after I have submitted my Enrollment online?

American Student Insurance FAQ Index

How does the Student Select medical Insurance satisfy the needs of college students?
If I apply for an insurance plan from your site, am I obligated to buy?
As a parent, should I purchase a Student insurance plan for my child, or cover them through my standard medical plan?
Who can purchase the Student select health insurance?
Can I purchase student insurance for family members (spouse and dependents)?
Are there any network coverage limitations?
Do I need authorization for availing healthcare services?
Does the student insurance provide coverage throughout the year, or just during the school term?
Will I be covered when I go out of state?
What happens if I transfer schools?
Will I lose coverage when I graduate or if I leave school?
When should I apply for student insurance?
When does my coverage begin?
How many times can the insurance plan be renewed?

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