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International health insurance plans offer comprehensive major medical coverage in all countries including USA and are designed to the special needs of H1, H4 and Green Card holders (new immigrants). These plans offer comprehensive medical benefits including maternity, mental health, wellness (preventive check ups) and medical evacuation. These plans have no limit on policy renewals.
International Students (F1 visa), their spouses and children (F2 dependents) are required by US Universities to have good medical insurance coverage. These plans cover medical expenses (pre-existing conditions & pregnancy may be covered), prescription drugs expenses, emergency medical evacuation and repatriation.
Immigrant insurance plans are long term plans designed to the special health needs of new immigrants (Green Card holders sponsored by family members) to the US and potential immigrants (H4 & F2 visa holders). These plans cover medical expenses resulting from sudden illness or injuries during their period of coverage. These plans typically offer coverage ranging from 2 to 5 years.
J-1 exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State. Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.
Travel/Trip insurance plans are simple packaged solutions designed for short term travel, vacations and tours. These plans offer good coverage (no deductible) at affordable prices. Benefits include coverage for medical expenses (pre-existing conditions may be covered), dental expenses, prescription drugs expenses, emergency medical evacuation. These plans can also cover your losses (non refundable ticket costs) due to a trip cancellation, trip interruption, lost baggage etc.
Traveling to Europe has been made convenient with the Schengen Visa. This common visa allows you to travel to 15 schengen countries. However Schengen visa countries require visitors to have health insurance coverage. Schengen Visa insurance requirements are specified by the consulates.
Most au pairs in the United States have the J-1 visa. J-1 visa exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State. Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.
Short Term Health Insurance plans are temporary health insurance policies ideal for those in-between jobs or waiting on another plan. It is also applicable for students who have recently graduated from college or anybody else without health insurance.
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Immigrant, Student, Nanny, Short Term, Europe Travel, H1b visa, J visa, Visitor Medical Travel Health Insurance Questions?
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