|
|
|
|
|
|
Travel in peace anywhere in the world. Travel with Tata AIG TravelGuard.
|
Travelling,
whether on business or leisure, exposes you to a wide variety of risks:
lost baggage, personal accidents, lost passports, even hospitalisation in
unfamiliar locations. AIG International Services' programme "AIG Assist"
services more than 1 million travellers each year. When you purchase Tata
AIG's travel insurance you may access these services through a
multilingual staff that is familiar with local conditions and systems. Our
Travel Protection products are high on service excellence, worldwide
coverage and value for money.
Travel Guard(Global Travel
Protection)
You're in Rome. You realise you've lost
your passport. You're in New York. You fall ill. Worried? Not, if you have Tata
AIG's Travel Guard. All it takes is one single phone call and our worldwide
associate, AIG Assist, will swing into action. And take care of every detail,
including contacting your embassy or recommending a hospital. There's a lot more
we can do for you when you're abroad. Read on for details.
|
Benefits
|
Silver
|
Gold
|
Platinum
|
Annual Multi-Trip
|
|
Gold
|
Platinum
|
|
Sum(s)
insured in US$
|
|
AD
& D (24 Hrs)
|
10,000
|
15,000
|
25,000
|
15,000
|
25,000
|
|
AD
& D Common Carrier
|
N/A
|
5,000
|
5,000
|
5,000
|
5,000
|
|
Accident
& Sickness Medical
Expenses Reimbursement*
|
50,000
|
200,000
|
500,000
|
250,000
|
500,000
|
|
Sickness Dental Relief**
|
300
|
400
|
500
|
400
|
500
|
|
Emergency Medical
Evacuation***
|
Included
|
Included
|
Included
|
Included
|
Included
|
|
Repatriation
of Remains***
|
Included
|
Included
|
Included
|
Included
|
Included
|
|
Baggage
Loss (Checked Baggage)#
|
500
|
1,000
|
1,000
|
1,000
|
1,000
|
|
Baggage
Delay (After first 12 hrs Only)
|
50
|
100
|
200
|
100
|
200
|
|
Loss
of Passport##
|
250
|
250
|
250
|
250
|
250
|
|
Personal
Liability###
|
100,000
|
200,000
|
200,000
|
200,000
|
200,000
|
|
Trip
Delay^
|
N/A
|
Included
|
Included
|
Included
|
Included
|
|
Hijack^^
|
N/A
|
Included
|
Included
|
Included
|
Included
|
|
In-Hospital
Indemnity^^^
|
N/A
|
N/A
|
N/A
|
Included
|
Included
|
|
Automatic extension of policy
upto 7 days
|
Available
|
Available
|
Available
|
Available
|
Available
|
|
Emergency Cash Advance
|
500
|
1,000
|
1,500
|
1,000
|
1,500
|
|
Travel Guard covers do not require medical examinations up to age 70 years.
Travel Guard provides you travel insurance on a trip-by-trip basis.
Premiums are payable in advance of the journey and reflect the length of
the stay overseas.
|
|
|
SUB LIMITS : The following maximum eligible expenses per Sickness
or Disease are applicable to Insured Person Aged 56 -70, regardless of
plan / option purchased.
- Hospital room and board and hospital miscellaneous: Maximum $1,500 per
day up to 30 days
- Intensive care unit: Maximum $3,000 per day up to 7 days
- Surgical treatment : Maximum $10,000
- Anesthetist Services: Up to 25% of Surgical treatment
- Physician's visit: Maximum $75 per day up to 10 visits
- Diagnostic and pre-admission testing: Maximum $500
- Ambulance Service: Maximum $400
|
|
Gold plan is recommended for persons between 56 - 70
years.
|
|
*
|
Accident & Sickness Medical Reimbursement - Deductible of $100
|
|
**
|
Sickness Dental Relief
- Deductible of $150.
|
|
***
|
Included under the benefit limit of Accident & Sickness Medical Expense Reimbursement
|
|
#
|
Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured.
|
|
##
|
Loss of Passport Benefit - Deductible of $30
|
|
###
|
Personal Liability Benefit - Deductible of $200
|
|
^
|
Trip Delay - Deductible of 12Hrs. $10 per 12 hours and Maximum $100
|
|
^^
|
Hijack - Deductible of 1 day, $100 per day and maximum $500
|
|
^^^
|
In - Hospital indemnity
Deductible of 1 day, $15 per day and maximum $150
|
|
MAIN EXCLUSIONS: You are not covered if any
expenses incurred directly or indirectly in respect of: Travelling against
the advice of a Physician; for obtaining treatment; Pre-existing ailments
& complications arising out of them; Suicide or attempted suicide;
War; Terrorism; Illegal Acts; Dangerous Sports; etc. For Other Exclusions
please refer to the policy wordings.
Travel Guard - More Details
|
|
|
|
